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Assisted living or a nursing home?

The medical line between them in Arkansas, the cost gap, and how Medicaid treats each.

Quick answer

A nursing home provides 24-hour licensed nursing care and is certified by CMS; Arkansas assisted living may not keep a resident who needs 24-hour nursing, is bedridden or cannot be evacuated with the staff on hand.

Home›Comparisons›Assisted living or a nursing home?

What is the main difference between assisted living and a nursing home in Arkansas?

A nursing home provides 24-hour licensed nursing care and is certified by CMS; Arkansas assisted living may not keep a resident who needs 24-hour nursing, is bedridden or cannot be evacuated with the staff on hand.

Assisted living is a home with help; a nursing home is a health care setting where people also live. Level II assisted living narrows the gap by serving people at nursing home level of care, but it stops short of round-the-clock nursing.

How do costs compare around Little Rock?

Using CareScout's 2025 Arkansas medians, assisted living runs about $4,562 a month against about $7,452 for a semi-private nursing home room, a gap of nearly $2,900 a month.

Arkansas care type, 2025Annual medianPer month (approx.)One-year change
Assisted living (private one-bedroom)$54,744$4,562-3%
Home care, non-medical caregiver$57,200$4,767-4%
Adult day health care$19,760$1,647n/a
Nursing home, semi-private room$89,425$7,452+4%
Nursing home, private room$96,725$8,060+5%

CareScout 2025 Cost of Care Survey, Arkansas results (released March 2, 2026). Monthly, hourly and daily figures are our arithmetic from CareScout's published annual medians (annual / 12; home care annual / 2,288 hours; adult day annual / 260 days; nursing home annual / 365).

Who pays for each?

Medicare pays for short skilled nursing stays after a hospital admission but not long-term care in either setting; Arkansas Medicaid pays for long-stay nursing home care and, through Living Choices, for care services in participating Level II assisted living, but never for assisted living rent and meals.

That difference shapes planning: a parent who will need Medicaid within a year or two should either choose a Level II building that participates in Living Choices or plan for a Medicaid-certified nursing home.

How do we decide which setting fits?

Start from the care need: if your parent needs a nurse's skills daily, two-person transfers, or help around the clock, a nursing home fits; if your parent needs supervision, meals, medication help and some personal care, assisted living usually fits.

Ask your parent's doctor which setting the medical picture points to, and ask hospital case managers about short-term rehab if a hospital stay is involved. Our nursing home roster shows CMS ratings for every certified home in the six counties.

Side by side

A nursing homeAssisted living
Nursing24-hour licensed nursingNo 24-hour nursing (Level II has an RN on staff or contract)
OversightOLTC license plus CMS certification and star ratingsOLTC license only
MedicareCovers short skilled stays after a hospital stayDoes not cover rent or care
MedicaidPays for long-stay careLiving Choices pays care services only, at Level II

Sources: Arkansas Office of Long Term Care assisted living rules, the Health Services Permit Agency's Bed Need Book, Arkansas DHS waiver and PACE fact sheets, CMS, CareScout and VA rate tables, each cited in the text. Our editorial standards explain how we check them.

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